“With owner financing, you can lock in your new home now, allowing you to purchase the house with out all of the restrictions from standard bank loans.”
Owner finance homes in Texas is a great way to get into a home when bank financing just won’t work. Learn more…If you’re tired of renting, and you want to own a home in Texas but your credit is holding you back from qualifying for a normal bank loan, we can help you! Owner Finance Homes in Texas helps you become the owner.
We specialize in helping Texas residents become homeowners through our Owner Financing Option. This means, there are no banks involved on your loan.
If you can’t secure conventional financing, no worries! Owner Finance Dallas offers great homes in and around Texas or you can work with a realtor to find a home of your choice.
We are an alternative to buying a home the traditional way. You do not need to have perfect credit and we work with you to fit your budget.
You are not renting the property or renting to own. You are buying it without the bank. That means, you’re the OWNER!
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What Are The Types Of Homes In Texas We Offer With Owner Financing?
We are a local real estate company that offers our properties to deserving families with a reasonable down payment and the ability to pay a monthly payment.
The types of homes we tend to offer on our Owner Financing Program include…
- 3 bedroom – 5 bedroom homes
- 1,000 – 3,500 square feet
- Updated kitchens and bathrooms
- Often times many upgrades
- Occasionally below market fixer uppers if you’re up to the challenge
Each home is different, so there’s definitely the perfect home out there for you.
We specialize in home price ranges from $100,000 to $400,000 and typically require a down payment of 15 to 20%. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family.
Advantages Of Owner Financing vs Renting
- Credit Challenged Ok
- Down-payment Can Be Flexible
- No Bank qualifying
Still have questions? Check out our Frequently Asked Questions Page →
How Does Our Program Work Anyway?
It’s easier than you think – and we can help. The process is straightforward.
At Owner Finance Homes In Texas, we finance the property for you and once we close, you’re on the “title“. This is very common and every closing is processed through a title company just like any other real estate transaction. So you can be rest assured that everything is handled professionally.
You will also be responsible for the taxes and insurance just like any other homeowner. We use a third party loan processing company, they’ll escrow taxes and insurance for you. Sometimes it is a requirement for approval.
Owner Finance Homes in Texas
One of the best things about buying a home this way is that you do not have to deal with banks and qualify based on your credit. You can start building equity right away and stop paying rent.
Step 1: Submit your info on this website to let us know the type of house you’re looking for.
Step 2: We’ll look at your situation, the type of property you’re looking for, and show you your options here in Texas.
Step 3: View the local Texas homes that fit what you’re looking for.
We buy properties that are typically move in ready or close to move in ready. For this reason, we do not typically make any improvements to the property prior to offering it to deserving families. We do occasionally offer fixer uppers, if the buyers are interested in sweat equity (your own repairs). All properties are sold “as is”. So it is the responsibility of the buyer to make any necessary repairs and to inspect the property thoroughly prior to purchase. We recommend getting a home inspection prior to purchase.
Plus, as we acquire new properties each month, as long as you’re on our Owner Financing Buyer’s List with Owner Finance Homes In Texas, you’ll get email alerts with the latest properties available.
START below and see our available Homes in Texas!
Click here to learn more about how we help people like you
become homeowners in Texas ››
Dallas Neighborhoods:
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Owner Finance Homes in Texas West End Historic District, West Kessler, West Village, Western Heights, Westmoreland Heights, Wheatley Place, Whispering Oaks Mobile Home Park, White Rock Valley, Wilshire Heights, Winnetka Heights, Woodbridge, Woodlands on the Creek
Owner Finance Homes In Texas City Areas
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